For personal use, Barclaycard offer a range of credit cards to suit individual requirements from starter credit cards, student cards, speciality cards and Platinum with balance transfer options.

Barclaycard Platinum Credit Card

This has a 2.9% handling fee on balance transfers but zero percent interest for 14 months plus zero percent interest on purchases for 3 months.

The APR is a variable rate which is currently 14.9%

There are 4 variants of this card where some have 6 months of gadget insurance or have a built-in Oyster card for travel around London.

OneTouch payments is another option available where you can quickly and easily pay for items costing £10 or under.

By opting for a higher variable APR rate (currently 16.9%) you can opt for a long term fixed-interest balance transfer period (no handling fee) or you can choose to receive 4% cashback on spending. Check the terms in detail when applying online.

OneTouch Payment Card

The OnePulse credit card includes the Oyster card and OneTouch payments. There is 0% interest for the first 6 months on purchases and a variable APR which is currently 14.9%

Basic Credit Card

The Simplicity Credit Card has a lifetime low interest rate which applies to purchases and balance transfers. Currently it is a variable APR rate of 6.8%

Bad Credit Rating Card

This card has a high variable interest rate of 27.9% typical but offers you chance to improve your credit rating.

Football Credit Card

This card is ideal for football supporters since you can buy season tickets with 0% interest and earn reward points to swap for selected football merchandise.

Speciality Credit Cards

The Breathe credit card is designed to donate 50% of net profits to projects involved in tackling climate change.

The Charity credit card donates £5 to charity when you first use your card.

The Graduate credit card offers a handy credit limit of up to £4000

The Student credit card has handy retailer discounts and gives you 6 free cinema tickets.

So there is a wide range of cards available from Barclay card to suit everyone’s needs.